M&S Premium Club

Be part of something special - Enjoy more from M&S with your M&S Credit Card

  • Get 1,000 M&S points worth £10 when you join
  • Hot drinks vouchers worth £132 a year
  • Triple points for every £1 you spend at M&SFootnote 1*
  • Quarterly treats and delights vouchers worth £45
  • Vouchers worth £40 to spend on clothing and home every year

For just £10 a month

£10 M&S reward vouchers are equivalent to 1,000 bonus points. These points are converted into M&S reward vouchers. Bonus points will be added to your M&S account within 6 weeks of your application being accepted. Please refer to the £10 M&S Reward Voucher Terms and Conditions for further information.

Features and benefits

Triple points

Earn three points for every £1 you spend at M&S on your M&S Credit Card and one point for every £5 you spend elsewhereFootnote 1*. View the rewards for more details.

48 hot drinks vouchers worth £132

You'll never need an excuse to treat yourself to an indulgent mid-shop coffee stop in the M&S Café with 48 hot drinks vouchers per year. Your vouchers will arrive in the post every three months.

Treats and delights

Quarterly treats and delights vouchers worth up to £45

A birthday gift

Your birthday should always be a real highlight - so we'll send you a special treat worth at least £10 to help you celebrate e.g. afternoon tea for two.

Exclusive rewards

Vouchers worth £40 to spend in store on clothing and home every year.

Exclusive offers and discounts

You'll receive extra offers and discounts on both M&S and third party products and services.

Join Premium Club

Don't have an M&S Credit Card?

You can apply for one of our M&S Credit Card offers today and then join Premium Club.

Representative 19.9% APR variable

Credit is subject to status. T&Cs apply.

Learn more about M&S Premium Club

M&S Premium Club is subject to status and account conduct. You must be the main M&S Credit Card account holder to join. M&S Premium Club is automatically renewed monthly.

The M&S Premium Club fee will initially be charged to your M&S Credit Card account on the day that you agree to join M&S Premium Club and then on the same date each month thereafter.

Footnote 1* [1]If you're an M&S Credit Card customer you'll earn 1 point for each £1 spent in M&S. As an M&S Premium Club customer you'll earn an additional 2 points for each £1 spent in M&S (total of 3 points). As an M&S Premium Club and M&S Credit Card Reward Plus customer (still within your introductory period) you will earn 2 points for each £1 spent as an M&S Credit Card Reward Plus customer, along with an additional 2 points as an M&S Premium Club customer (total of 4 points for each £1 spent). At the end of your introductory period you will revert to earning 3 points for every £1 spent in M&S as standard for M&S Premium Club customers.