Buy US dollars online

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Why buy US dollars from M&S Bank?

Planning a trip to the USA? Whether you're sightseeing in Seattle, in Boston on business or grabbing a bargain in the Big Apple, there can be a lot to organise.

Wherever you're travelling to in the USA, we offer a number of benefits when you buy US dollars with M&S Bank.

  • Our stores are open 7 days a week
  • Buy US dollars online and collect from your local Bureau de Change
  • Exchange any leftover currency when you return using our buy back service

Click and Collect US dollars

USD US dollar exchange rate

The exchange rate may differ depending on the day you order your currency.

Find today's US dollar exchange rate here. Or use our US dollar converter to see how much you could get for your pound.

How to sell back US dollar

Do you have left over US dollar from your recent trip? We can buy back foreign currency from you.

How to order US dollars

Our online and in-store services make ordering your US dollars simple:

  • Order your US dollars online with our Click & Collect currency service. Choose your collection date and collect from your local Bureau de Change or from your local M&S store.
  • You can also order before 4pm and collect in store the same day, using our SameDay Click & Collect service*.
  • Or visit your local Bureau de Change to buy US dollars*. You can find our Bureaux de Change in M&S stores nationwide. Many are open seven days a week late into the evening, so you can buy your US dollars at a time that suits you.

Countries that accept US dollars

It's not just the USA that uses the US dollar. Here are some other places that currently accept this currency:

American Samoa, Bermuda, British Indian Ocean Territory, Ecuador, El Salvador, Guam, Haiti, Northern Mariana Islands, Palau, Panama, Puerto Rico, Timor-Leste, Turks and Caicos Islands and the United States Minor Outlying Islands.

Why visit America?

From Louisiana's French Quarter and New York's Little Italy to Tex-Mex cuisine and Tennessee BBQ, the USA is a melting pot of culture!

With a country as big and diverse as the United States of America, you can bet your bottom dollar that you'll always find something new to experience. Whether you want to experience the glamour of Hollywood or explore the trails of the Grand Canyon like a cowboy, the USA has no shortage of things to do.

But no matter what you want to do in America, there's a good chance you'll need to leave a tip. If you want to properly thank your waiter for the cup of joe, you'll need some US dollars (USD) on hand.

Use our top picks for America to learn more about the different destinations you can explore, relax in and enjoy.

To get our best rates on US dollar use our Click & Collect service.

Visiting America - Top picks


There may be larger cities in the US, but for a fully-formed authentic experience, Boston is hard to beat. History oozes from every inch of this grand old settlement tucked away in the north-east corner of the States. Here you'll find the oldest subway system and the oldest public park in the country, not to mention the oldest sports stadium - Fenway Park - home to the Boston Red Sox and a must-visit for any sports fans.

One of America's most culturally significant cities, it boasts the world-famous Boston Symphony Orchestra and plenty of art galleries, while nearby Cambridge is the base for Harvard University, a fascinating place to spend a day. If the city's landmarks look familiar, it's likely you'll have noticed them on any number of the blockbusters set in Boston, such as Good Will Hunting, Field of Dreams and The Departed, while the Bull and Finch pub in Beacon Hill remains a popular tourist destination for fans of 1980s sitcom Cheers.

Fourth of July festivities are celebrated with gusto in Boston and the Independence Day fireworks displays on the Charles River are a highlight of the calendar, although be aware that Massachusetts can get very humid in the summer months - autumn and spring are the most popular times of the year to visit.



New York might be the default destination for a US city break, but The Windy City has all the fun, food, fashion and skyline to compete with the Big Apple. Perfect for a long weekend, with the added beauty of Lake Michigan, and North Avenue beach, where the inhabitants of this sporty city go to walk, run, kayak and play volleyball.

Base yourself near to the 'Magnificent Mile' (the city's main avenue), so you're slap bang in the middle of everything. From here, you'll be able to sample the many options for authentic Chicago pizza pie as well as the lively late night music scene - no trip to Chicago is complete without a trip to a proper blues bar.

Second City is Chicago's notorious comedy venue, where pretty much every notable US comedian has cut their teeth. Art-lovers will be in their element with the cities public sculpture programme (check out Anish Kapoor's 'bean' in Millennium Park), and you could lose a whole day at the Art Institute of Chicago. A boat tour along the Chicago River is the best way to truly appreciate the magnificent architecture for which the city is also famous.



America's Sunshine State could easily be dubbed America's playground - and that's for kids and adults alike. Orlando, in the centre, is the theme park capital of the world and just further north is The Kennedy Space Centre.

Miami is a must-visit and if you're after posing and partying the city's glitzy South Beach, also famous for its Art Deco hotels, is an essential stop-off. Just south of Miami are the Florida Keys, a hundred mile stretch of islands where you can go fishing and diving. And at the southernmost tip of the Keys you find Key West, a laidback island that's closer to Cuba than mainland Florida.

Alongside the nightlife and beach life, Florida has an intriguing mix of new and old; you'll also find America's oldest city in St Augustine, the first Spanish colony, established in 1565.



A traveller once described Hawaii as 'the perfect mix of heaven and hell', but bear in mind that they meant 'hell' in a good way. They were referencing the astonishing Volcanoes National Park, where visitors can witness flows of orange molten lava and see steam issuing from vents in the mountain. It's Nature's own fireworks show, and best seen on a night-time excursion.

The 'heaven' part of the equation is much better known, of course - eight main islands blessed with soft sand beaches and stunning scenery. Each island has a slightly different vibe, from the mountainous beauty and romance of Maui to the more developed and tourist-friendly Oahu, where you can visit the site of Pearl Harbour or the state's capital city, Honolulu.

Although massively popular with honeymooners and American holiday-makers, Hawaii is about much more than the beach. During the winter months, it offers some of the best whale watching on the planet, as schools of humpbacks migrate to the waters, and there are countless opportunities to see them.


Las Vegas

Going to Las Vegas is no gamble. You are certain to find a thousand things to do in the entertainment capital of the world, even if you never step anywhere near a casino floor. Famous singers, circus acts, top flight comedians and stunningly inventive cabaret shows are on offer round the clock in this truly 24/7 city, and even the hotels themselves are an attraction.

Check out the lavish 'dancing fountains' at Bellagio, take a gondola trip along the canals at The Venetian, or wander under the stunning light show of the Fremont Street Experience. The prosperity of Las Vegas, and the number of tourists it attracts, means that every upmarket store, designer and luxury goods manufacturer has a presence here, and you can easily spend a couple of days going round the vast acreage of malls looking for bargains.

Don't underestimate the beauty of the Nevada desert, either, as a road trip or helicopter flight through the Red Rock Canyons will provide unforgettable views. The Grand Canyon itself is only three hours away by car, or - if you prefer the nearest man-made equivalent - the 700 feet high Hoover Dam is even closer.


Los Angeles

This brash, buzzing, boisterous city has so much to offer. Start your day skateboarding or rollerblading along Venice Beach and finish it taking in the sites and sounds of the Hollywood Walk of Fame. Stop off for some star-spotting on Rodeo Drive or try your hand surfing on the white-sand beach at Malibu.

Next, a visit to the famous Santa Monica pier and spend your afternoon shopping at the sprawling Fashion District. Or if you prefer the great outdoors, the hikers' paradise that is Runyon Canyon is a must.

A car is essential here due to the sheer scale of the place; put the top down, turn the music up and have an afternoon of pure fun touring some of Tinseltown's most iconic locations.

Rooftop bars and fine-dining restaurants are ten a penny, but the diners, drive-throughs, coffee shops and juice bars can be just as enjoyable a stop, though be warned, most of them have some sort of health-food-craze twist - this is LA, after all!


New York

New York. New York. Welcome to the city that never sleeps. Uber cool and bursting with life the Big Apple is like nowhere else on earth. Start your day with a traditional American breakfast. Eggs or syrup pancakes served with steaming hot coffee, for just a few dollars.

To get around, the famous New York subway is fast and efficient or take a ride in an iconic yellow cab. Shopping is one of the highlights for any trip to New York. Browse around Barneys or Macy's for luxurious treats. To enjoy New York you don't need to splurge. Stroll around central park or get inspired at the world famous Guggenheim museum, which offers a pay-what-you-wish entry on a Saturday evening.

Similarly, the Museum of Modern Art's free on Fridays from 4 to 8. Alternatively, get outdoors on the free Staten Island ferry to see the Manhattan skyline and the Statue of Liberty or walk across Brooklyn Bridge for stunning harbour views. Fast paced and culture rich, New York contains all the ingredients of a great city break.


San Francisco

The city by the bay bewitches and delights all who visit. Why? For starters, its iconic landmarks: the rust-hued Golden Gate Bridge standing, mistily, elegantly, over the swirling waters below; Alcatraz, the prison island situated on a legendarily inescapable rock in the bay; the vintage cable cars running up and down the city's vertiginous hills, with their jaw-dropping views at every turn.

A history of 1960s hippie counterculture has left its mark, with the famous Mission district's beatnik shops and retro bars; the 1990s dotcom boom had a similar effect, producing a slick foodie scene and boutique coffee shops in which to see and be seen. There are, of course, gastronomic restaurants a-plenty, but don't miss the old favourites: a thick, creamy clam chowder at the Embarcadero seafront, or, in the city's sprawling Chinatown, some of the best Chinese food this side of Beijing.


US dollar facts and history

The US dollar is the official currency of the United States of America, as well as all US overseas territories. The US dollar became the official currency of America in 1792, just 20 years after the United States Declaration of Independence.

Each dollar contains 100 cents and its currency symbol is $.

US currency comes in both coins and banknotes. Coins include:

  • 1, 5, 10, 25, and 50 cents
  • USD1

Banknotes include:

  • USD1
  • USD2
  • USD5
  • USD10
  • USD20
  • USD50
  • USD100

You can buy US dollar online using our Click & Collect service.

Frequently asked questions

Can I use my bank card in the USA?

If you're planning on taking a credit or debit card to the States, you're in luck. You'll be able to use your cards all across the USA, but your bank will usually charge a transaction fee for doing so. Paying by card is also slightly different in the USA. Not every store accepts chip cards, so you may have to swipe your card (if it has a magnetic strip) or insert your card and sign a receipt instead.

The USA is largely a cashless society, but service staff usually prefer their tips in cash. Make sure you have some travel money on hand so you can tip your waiters, taxi drivers, and hotel porters.

What are the typical costs in the USA?

The USA is often known as the land of opportunity, and there will be things to see and do whether you're on a shoestring budget or have cash to spare.

The USA is large, so prices will vary from state to state. For a basic meal, you can expect to pay:

  • USD25 in New York City, New York
  • USD20 in Phoenix, Arizona
  • USD20 in Minneapolis, Minnesota
  • USD19 in Salt Lake City, Utah
  • USD16 in Montgomery, Alabama
  • USD15 in Columbus, Ohio
  • USD12 in Frankfort, Kentucky

Generally speaking, states in the Western (California, Hawaii, etc) and Northeastern region (New York, Massachusetts, etc) will be more expensive than the rest of the country. If you're heading to one of these states, you may need a little more travel money to see you through.

Can you use other currencies in the USA?

A few northern US states share towns with Canada, and some shops may accept both the US dollar and Canadian dollar (CAN) as legal tender. However, you'll need to pay in US dollars outside these border towns.

Other currencies, like the British pound, won't be accepted anywhere in the States. If you haven't already, you'll need to exchange your pounds to US dollars.

Do you need a visa to visit the USA?

You won't need a visa to visit the USA, but you will need an Electronic System for Travel Authorisation (ESTA).

With an ESTA, you'll be able to stay in the USA for up to 90 days visa-free, whether that's to go exploring or attend business meetings.

If you're looking to earn some money or stay a little longer, you'll need to visit the US Embassy in London and apply for a visa.

Other passport holders should check the entry requirements with your country's embassy.

Should I tip in the USA?

Tipping culture is widespread in the USA, and many service workers rely on tips to get by. In cafés and diners, you should tip at least 10% of the bill. For restaurants, you should tip between 15% and 20%.

Some taxi apps will let you tip your driver up front, and you should aim to tip about 15%. For all other service workers, they'll appreciate a cash tip between 5 and 20 dollars.

What languages are spoken in the USA?

There's no official language in the USA. Instead, there's about 430 different languages spoken throughout the country.

English and Spanish are the USA's main languages, but you'll also hear:

  • Vietnamese
  • Chinese
  • Tagalog
  • French
  • German
  • Russian

There are also a variety of indigenous languages spoken by Native Americans, Native Hawaiians, and Alaska Natives. Some of these languages include:

  • Navajo
  • Cherokee
  • Hawaiian
  • Yupik languages

What is the latest government travel advice for the USA?

The government regularly provides information for travel into the USA. You can visit the Foreign, Commonwealth & Development Office (FCDO) for the latest travel advice for the USA.

What is the best time of year to visit the USA?

The USA is a large country, with different weather patterns, terrain, and climates. The best time to visit the States will depend on what you want to see and where you want to go.

If you're heading to the New England region, autumn (late September to late December) is the perfect time to go. New England in autumn boasts some of the most beautiful natural colour in the USA and many towns offer guided tours of the area.

If you're visiting the USA during spring, you'll be able to take part in Mardi Gras celebrations in New Orleans. Temperatures will also be much milder in this period as well, so you can explore the Deep South and Wild West before the hot weather arrives.

New York has become synonymous with Christmas, thanks to television shows and Hollywood movies. Be sure to visit Times Square in late December if you want to see New York's Rockefeller Christmas tree and the variety festive decorations!

Important documents

M&S Travel Money Terms and Conditions (opens in a new window)

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Other popular currencies

If you are planning a future holiday or a trip that takes in multiple destinations, these other currencies may be useful:

Mexican peso
Canadian dollars

*Subject to availability

† Subject to store opening hours