M&S Credit Card
A choice of introductory offers
21.9% APR representative variable
Credit subject to status
After you successfully apply for your M&S Credit Card, you will have the option to upgrade to M&S Club Rewards and enjoy exclusive benefits for £10 per month.
M&S Club Rewards is subject to status and account conduct. You must be the main M&S Credit Card account holder to join. Club Rewards is automatically renewed monthly.
Get even more rewards at M&S when you use your M&S Bank Card and Sparks card together and earn valuable M&S Bank points and Sparks benefits.
From big treats to little thank yous and a charity donation with every shop, Sparks makes good things happen every time you shop. We’ll even be treating one lucky Sparks customer in every store every week to the shopping they’re buying right there and then for free!
Don’t have a Sparks card? Download the M&S app today to apply or visit the join sparks page for more information.