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M&S CREDIT CARD REWARDS OFFER

Double points on all your M&S shopping for the first 12 months

  • 0% on shopping for 12 months
  • 0% on balance transfers for 12 months, available for 90 days from account opening (2.9% fee applies, minimum £5)

Representative example

19.9%
Purchase rate p.a.
(variable)

19.9% APR
Representative
(variable)

£1,200
Assumed
credit limit

Apply in as little as 3 minutes

Credit available subject to status to UK residents aged 18 or over. Balance transfers have a 2.9% fee, minimum £5. Terms and conditions apply.

Don’t forget to make at least your minimum payments on time to keep your promotional rates on balance transfers and purchases and save on interest.

A rewarding credit card

  • Two points for every £1 you spend in M&S on your M&S Credit Card in your first year (normally one point for every £1)
  • One point for every £5 you spend elsewhere.

Ready to apply?

Applyfor the M&S Rewards offer

Say hello to M&S Club Rewards

After you successfully apply for your M&S Credit Card, you will have the option to upgrade to M&S Club Rewards and enjoy exclusive benefits for £10 per month.

M&S Club Rewards is subject to status and account conduct. You must be the main M&S Credit Card account holder to join. Club Rewards is automatically renewed monthly.

Did you know we have other credit card offers?

If you’d rather have a longer period to pay for your shopping then the M&S Credit Card Shopping Plus offer may be more suitable for you.

Find out moreabout the M&S Credit Card Shopping Plus offer

If you’d rather have a longer period to pay off a balance transfer then the M&S Credit Card Transfer Plus offer may be more suitable for you.

Find out moreabout the M&S Credit Card Transfer Plus offer