A rewarding credit card
- Two points for every £1 you spend in M&S on your M&S Credit Card in your first year (normally one point for every £1)
- One point for every £5 you spend elsewhere.
Ready to apply?
Applyfor the M&S Rewards offer

Say hello to M&S Club Rewards
After you successfully apply for your M&S Credit Card, you will have the option to upgrade to M&S Club Rewards and enjoy exclusive benefits for £10 per month.
M&S Club Rewards is subject to status and account conduct. You must be the main M&S Credit Card account holder to join. Club Rewards is automatically renewed monthly.
Did you know we have other credit card offers?
If you’d rather have a longer period to pay for your shopping then the M&S Credit Card Shopping Plus offer may be more suitable for you.
If you’d rather have a longer period to pay off a balance transfer then the M&S Credit Card Transfer Plus offer may be more suitable for you.