Goodbye paper statements, switch to digital banking today.

Spring into action with an M&S Personal Loan

4.9% APR representative when you borrow between £7,500 and £15,000 over 1 to 7 years.

Find out more

Credit subject to status. Terms and conditions apply.

What is a personal loan?

Learn more about what a personal loan is, what secured and unsecured means and what you'll need to apply.

How to apply for a personal loan

Find out things you’ll need to know before applying for a personal loan and how to apply.

Reasons to get a personal loan

Want to know what you can use a personal loan for? Learn more about the reasons people take out a loan.

Have a question about our banking services?

Ask our Virtual Assistant

Rising cost of living

With the current rising cost of living we have a number of tools and tips to support you.

Find out more