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A refreshing way to bank…

M&S Credit Card customers can enjoy the new and improved M&S Bank app.
Explore our different credit card options. Credit subject to status
Looking to make your plans a reality? A personal loan from M&S Bank may help. Credit subject to status

Bring more M&S to your money

Learn more about the perks available to M&S Bank customers.

M&S Credit Cardholders can enjoy even more Rewards by subscribing to M&S Club Rewards for £10 per month.
M&S Credit Card Rewards
As an existing M&S Credit Cardholder, spend on your credit card and enjoy the Rewards.
Grow your money
Benefit from monthly interest payments and fee-free withdrawals with an M&S Everyday Savings Account.

How can we help you today?

We want to help you find what you're looking for.

We’re proud to offer tools and support to make banking accessible to our customers. Find out more about the support we offer.

Understand how we can support you along with other tools and tips on managing your finances. 

Learn more about how to protect yourself from fraud.

Protecting Your Money. FSCS protected.
Bank with confidence
M&S Bank is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations.
Learn more Learn more about FSCS protection
Card support
Find support for all your credit card needs, from activating your card to reporting fraud or stolen cards.
Get support Get help and support for your M&S Credit Card
Help Centre
Browse featured topics and ways to contact us via the help centre.
Find help

Digital banking

 
Set up digital banking for your credit card or Everyday Savings Account, and access your accounts safely and securely at your convenience.