Select your M&S PASS
You’re almost done! Now you’ve set up your Internet Banking details, you need to select an M&S PASS to complete your registration and access digital banking. To sign in to Internet Banking you will need to generate a security code using your M&S PASS.
If you’ve already selected an M&S PASS, you just need to sign in to digital banking and follow the steps on screen to access your account.

Digital M&S PASS
You can access the Digital M&S PASS by downloading the M&S Banking App.
- Our app gives you quick and easy access to mobile and Internet Banking
- You can securely sign in with your face or fingerprint on compatible device
- Gain access to your accounts now – no need to wait for a physical M&S PASS to arrive
If you're ready to set up your Digital M&S PASS, head to the App Store or Google Play store to download the M&S Banking App. Please note device restrictions apply.
More features of the M&S Banking App
- View your credit card PIN in an instant
- Confirm your online payments
- Receive spend notifications when you spend on your M&S Credit Card
- Download mobile credit card statements


Physical M&S PASS
If you don't have a compatible device, you can order a physical M&S PASS which will generate the security codes you’ll need to access your accounts.
To order a physical M&S PASS, sign in to Internet Banking using the details you’ve set up and select the option to ‘Order M&S PASS’.
Frequently asked questions
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