Our board

Simon Calver

Chairman and Non-Executive Director

Simon Calver was appointed Chairman of the Marks & Spencer Financial Services plc Board in April 2024, having joined as a Non-Executive Director in April 2023. Simon is also Non-Executive Director of Marks and Spencer Unit Trust Management Limited.

An experienced leader, Simon has worked across multiple sectors, holding Chairman, Head of Investment and Chief Executive Officer positions for some of the UK's most well-known brands, including LoveFilm Intl, Mothercare Plc and Gousto Ltd.

Simon has been awarded multiple accolades for his work from organisations such as Ernst and Young, The Sunday Times and The Confederation of British Industries. Simon speaks regularly on corporate change and leadership and is a trained Executive coach.

Colin O'Flaherty

Chief Executive Officer

Colin has been the CEO of M&S Bank since December 2024. Colin is also a Director of Marks and Spencer Financial Services plc, Marks and Spencer Unit Trust Management Limited and Marks and Spencer Savings & Investments Limited.

He joined M&S Bank from Barclays where he was Managing Director, Head of SME and Marketing for Barclaycard Payments, sitting on the leadership teams for both Business Banking and Barclaycard Payments.

Colin has over 20 years of financial services experience, notably in loyalty, making and taking payments, unsecured lending and business development. Before Barclays, he spent 17 years at American Express building businesses across 50 countries before becoming a member of their UK Country Executive Team. He started his career as a consultant with McKinsey & Co.

Colin is married, with three wonderful children and enjoys being outdoors and active with family and friends as well as watching and attending a number of sports.

Phil Scott

Chief Financial Officer

Phil joined M&S Bank in December 2003 as part of the Finance Treasury team. Phil was appointed Financial Controller in 2007 and in September 2009 he was appointed to his current position of Chief Financial Officer.

Phil studied mathematics at the University of Liverpool, he is a chartered accountant and trained with PricewaterhouseCoopers prior to joining M&S Bank. Phil is married with two children.

Jenny Goldie-Scot

Non-Executive Director

Jenny Goldie-Scot was appointed a Non-Executive Director on the Marks & Spencer Financial Services plc Board in April 2024. Jenny is also Chair of Marks and Spencer Unit Trust Management Limited.

Jenny has spent the majority of her career in investment banking operations and finance in senior leadership roles at Morgan Stanley, both in the UK and the US. With a specific focus on system and process transformation, most recently Jenny led a large digital transformation for Google LLC in California. Jenny also previously served on the board of LCH Clearnet plc, where she was chair of the Nomination Committee.