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How are our services performing?

We always do our best to ensure you receive the best service, but sometimes there may be issues which could affect our service. If you think there might be a problem with our service, you can check this page to see how everything is performing.

  • Internet Banking

Internet Banking for M&S Credit Card and Everyday Savings Account customers.

On Sunday 26th October 2025, from 01:45 BST to 26th October, 05:00 GMT, Internet Banking will be unavailable whilst we perform essential maintenance.

  • Telephone Banking

Telephone Banking for all products and services excluding insurance.

On Sunday 26th October 2025, from 01:45 BST to 26th October, 05:00 GMT, Telephone Banking will be unavailable whilst we perform essential maintenance.

  • Mobile Banking

M&S Banking App.

On Sunday 26th October 2025, from 01:45 BST to 26th October, 05:00 GMT, Mobile Banking will be unavailable whilst we perform essential maintenance.

  • Card transactions

Payments and purchases using M&S Credit Cards, including Apple Pay, Google Pay & Samsung Pay.

On Sunday 26th October 2025, from 01:45 BST to 26th October, 05:00 GMT, as Mobile Banking will not be available, all 3D Secure transaction authorizations will be performed by SMS (text message). Please ensure you have registered your mobile number with us to avoid any disruption to your card spending during this time.

Open Banking, Mobile Banking and Internet Banking performance and availability

View detailed information about how Open Banking and direct digital channels have performed. These are published every quarter.

To find out more about what we offer and how we’re doing it, view our Open Banking page.

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If you believe there is a problem with one of our services, please Tweet us @mandsbank or phone us on 0345 900 0900.

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